Artisan business funding crafted for your success

Direct lending solutions built with care, precision, and commitment to your growth. From working capital to equipment financing, we craft the right funding for your business.

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Funding solutions built for your business

We are direct lenders specializing in flexible business financing. Every solution is tailored to your needs, with transparent terms and dedicated support from application to approval.

Working capital loans

Flexible funding to maintain cash flow, purchase inventory, or seize growth opportunities. Quick approvals with terms designed around your business cycle.

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Revenue-based financing

Repayment that flexes with your revenue. Perfect for businesses with seasonal or variable income patterns seeking growth capital.

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Equipment financing

Acquire the machinery, vehicles, or technology your business needs. Preserve working capital while upgrading your operations.

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Commercial real estate loans

Finance property purchases, refinancing, or expansion projects. Competitive rates and terms structured for your investment goals.

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Invoice factoring

Convert outstanding invoices into immediate working capital. Maintain steady cash flow without waiting for customer payments.

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Business expansion funding

Capital for opening new locations, launching products, or entering new markets. Strategic funding aligned with your growth plan.

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Why choose Townecraft Finance

We're not a faceless institution. We're a Glen Rock-based direct lender committed to building lasting relationships through honest counsel and tailored solutions.

Direct lender advantage

Work directly with decision-makers. No middlemen, no markups—just transparent terms and faster approvals.

Fast approval process

Applications reviewed within 24 hours. Most approvals completed in 2-3 business days with minimal documentation.

Personalized guidance

A dedicated advisor walks you through every step. We take time to understand your business and recommend the right fit.

Transparent terms

No hidden fees or surprises. Every rate, term, and condition clearly explained before you sign.

Flexible structures

We customize loan terms to match your cash flow, revenue cycles, and growth timeline—not a one-size-fits-all product.

Local expertise

Rooted in Bergen County with deep knowledge of regional markets and business dynamics. We understand your landscape.

Our funding process

From application to funding, we've streamlined every step to get you the capital you need quickly—without unnecessary complexity.

1

Application

Complete our simple online form or speak with an advisor. We'll need basic business details and funding requirements.

2

Review

Our team evaluates your application within 24 hours. We'll contact you with preliminary approval or clarifying questions.

3

Terms

Receive a detailed offer outlining rates, terms, and repayment structure. Your advisor walks through every detail.

4

Funding

Once approved and signed, funds are deposited directly into your business account—often within 48 hours.

Ready to fund your next move?

Let's discuss how Townecraft Finance can support your business goals with the right financing solution.

Apply for funding